Gardner Consulting Services, Inc. is your FHA certified appraisal companyGardner Consulting Services, Inc. is FL state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-loan, be sure to contact Gardner Consulting Services, Inc., as we are approved and qualified to perform FHA appraisal reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact Gardner Consulting Services, Inc. if you need an appraisal done for an FHA-secured loan. An FHA loan is backed by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lending agencies with security with mortgage insurance in case the borrower defaults on his or her loan obligations. Accessible to all purchasers, FHA loan programs are built to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the Federal Housing Administration offers are incredibly helpful to purchasers with less starting income. |