Attention homeowners in Winter Park and Orange County: Need an appraisal?

Check out the top reasons FL homeowners hire Gardner Consulting Services, Inc.:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge Orange county's assessment of your propertyworth
To reduce your mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
To settle an estate in FL by determining the true market value of property in question

Own a house in or near Winter Park, FL and need help deciding the value of it?
Contact Gardner Consulting Services, Inc..

At Gardner Consulting Services, Inc., we understand the particular needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.

Need to remove PMI?

A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experienced in helping folks just like you dismiss undesirable PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that's declining. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting an appraisal report from Gardner Consulting Services, Inc. is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

If your house is in a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Gardner Consulting Services, Inc. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd wish to have a seasoned expert double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.